We will help you assess the advantages and disadvantages of different levels of risk retention, such as the excess premium savings a higher retention level may bring.Three items to consider in a risk retention analysis are:
Appetite for Risk
Each client’s appetite will be different. We will help determine your appetite for risk based on your financial stability, profitability, and internal goals.
What pricing is available in the insurance/reinsurance market for the risks you want to transfer?
There may be certain restrictions to consider based on the insured’s financial condition – surplus level, expense ratio, etc.